Key findings
- The median ZIP code on this site costs 10.6 years of median household income. Across 95 ZIP codes the median home value is $894,300 against a median household income of $82,335. Not one ZIP is at or under 5.0, the level above which Demographia's housing affordability survey calls a market "severely unaffordable"; 37 of 95 are above 12.
- The cheapest ZIPs are still expensive. The most attainable ratio in the dataset is 6.2 in 92501 (Riverside), and the lowest median home value is $464,200 in 90058 (Los Angeles).
- 5 ZIP codes have a median home value the Census cannot measure. The ACS top-codes median home value at $2,000,001; 90049 (Los Angeles), 90077 (Los Angeles), 90210 (Beverly Hills), 90212 (Beverly Hills) and 90402 (Santa Monica) all hit that ceiling, so their true ratios are higher than the 10–17 shown.
- Rent burden is the majority condition. 36 of 95 ZIP codes have a median rent above 30% of median household income, and 9 are above 40%. Rent burden tracks poverty closely (r = 0.81): 32 of the 36 burdened ZIPs have a poverty rate above the 16% median, while 27 of them have a median rent below the $1,929 median.
- The small Downtown ZIPs are a statistical special case. 90021 (Los Angeles), 90007 (Los Angeles) and 90004 (Los Angeles) have the highest price-to-income ratios on the site (34.2, 24.4, 23.9), and one of the three is a small-population Downtown or industrial ZIP. Their poverty rates rank 1st, 2nd and 30th of 95. Excluding 90013, 90014, 90021 and 90058, the least affordable ZIPs are 90007 (Los Angeles, 24.4) and 90004 (Los Angeles, 23.9).
- Ownership is the dividing line. Only 20 of 95 ZIPs are majority owner-occupied. Owner-occupancy and price-to-income move in opposite directions (r = -0.58), and the 10 ZIPs that pass our value screen (above-median income, ratio at or under 8, majority owners) carry the USPS city names Ontario, Norwalk, Compton, Calabasas, Claremont, Covina, Cerritos, Los Angeles, La Verne and La Habra.
How this report was built
Every figure is computed from the dataset behind the 95 ZIP code pages on this site: U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates at the ZIP Code Tabulation Area (ZCTA) level for population, median household income, median home value (owner-occupied units), median gross rent, tenure, poverty rate, bachelor's-degree attainment and unemployment. 1 ZIP code is excluded because the ACS publishes no median income for it: 90071 (Los Angeles).
Price-to-income (PTI) is median home value divided by median household income. Demographia's International Housing Affordability survey rates 3.0 or less as affordable and anything above 5.0 as "severely unaffordable". Because the ACS top-codes home value at $2,000,001, ratios for the 5 ZIPs at that ceiling are floors, marked with a plus sign. Rent-to-income (RTI) is annualized median gross rent divided by median household income; above 30% is "cost-burdened" and above 50% "severely cost-burdened" under the U.S. Department of Housing and Urban Development definitions. Both are area-level indicators built from ZIP-level medians. Metro medians here weight each ZIP equally. Correlations are Pearson r across ZIPs. The dataset covers 61 ZIPs with a Los Angeles mailing address plus a selection of surrounding cities across Los Angeles, Orange, Riverside, San Bernardino and Ventura counties; it is not every ZIP in the region. Sources, formulas and limitations are documented in full on the methodology page.
Price-to-income: 37 ZIP codes above 12
No ZIP code is at or under 5; 14 sit between 5 and 8, 44 between 8 and 12, and 37 above 12. The 3.0 benchmark is below every ZIP on the site. What the ratio measures here is less whether a household can buy the median home in its ZIP than how far the ZIP's housing values have moved away from the incomes of the people who live there now.
The top of the table is led by 90021 (Los Angeles), 90007 (Los Angeles) and 90004 (Los Angeles), at 34.2, 24.4, 23.9. These are small-population ZIPs (2,897 residents), and their median incomes are all among the 2 lowest on the site. The rest of the top ten is 90013 (Los Angeles), 90014 (Los Angeles), 90005 (Los Angeles), 90024 (Los Angeles), 90038 (Los Angeles), 90027 (Los Angeles) and 90048 (Los Angeles); their owner-occupancy ranges from 6% to 33%, against 35% for the median ZIP.
The most attainable end of the table is 92501 (Riverside), 91761 (Ontario), 90650 (Norwalk) and 90220 (Compton), at 6.2, 6.3, 6.4, 6.7. Two of those four are outside Los Angeles County. The most attainable ZIP with a Los Angeles mailing address is 90067 at 7.7, 11th of 95 overall.
The 15 least affordable ZIP codes by price-to-income
| ZIP | City | Median home value | Median household income | PTI | Owner-occupied | Poverty rate |
|---|---|---|---|---|---|---|
| 90021 | Los Angeles | $1,102,600 | $32,222 | 34.2 | 8% | 46% |
| 90007 | Los Angeles | $861,700 | $35,378 | 24.4 | 10% | 40% |
| 90004 | Los Angeles | $1,552,100 | $64,826 | 23.9 | 16% | 19% |
| 90013 | Los Angeles | $800,500 | $36,948 | 21.7 | 8% | 37% |
| 90014 | Los Angeles | $615,700 | $31,000 | 19.9 | 6% | 36% |
| 90005 | Los Angeles | $975,200 | $49,419 | 19.7 | 9% | 25% |
| 90024 | Los Angeles | $1,478,500 | $76,583 | 19.3 | 33% | 26% |
| 90038 | Los Angeles | $1,177,100 | $61,454 | 19.2 | 8% | 20% |
| 90027 | Los Angeles | $1,776,400 | $94,521 | 18.8 | 20% | 14% |
| 90048 | Los Angeles | $1,932,000 | $103,495 | 18.7 | 28% | 12% |
| 90029 | Los Angeles | $1,124,400 | $60,440 | 18.6 | 10% | 23% |
| 90035 | Los Angeles | $1,908,900 | $105,013 | 18.2 | 30% | 10% |
| 90068 | Los Angeles | $1,810,700 | $101,630 | 17.8 | 44% | 11% |
| 90006 | Los Angeles | $902,900 | $51,998 | 17.4 | 10% | 24% |
| 90019 | Los Angeles | $1,273,700 | $73,934 | 17.2 | 24% | 17% |
The 15 most attainable ZIP codes by price-to-income
| ZIP | City | Median home value | Median household income | PTI | Owner-occupied | Poverty rate |
|---|---|---|---|---|---|---|
| 92501 | Riverside | $509,300 | $81,886 | 6.2 | 43% | 16% |
| 91761 | Ontario | $635,000 | $100,578 | 6.3 | 69% | 9% |
| 90650 | Norwalk | $644,700 | $100,085 | 6.4 | 68% | 9% |
| 90220 | Compton | $554,900 | $82,335 | 6.7 | 62% | 18% |
| 91301 | Calabasas | $1,116,200 | $163,317 | 6.8 | 82% | 6% |
| 91764 | Ontario | $565,800 | $81,762 | 6.9 | 45% | 17% |
| 91711 | Claremont | $894,300 | $126,056 | 7.1 | 64% | 7% |
| 90802 | Long Beach | $542,600 | $74,510 | 7.3 | 21% | 17% |
| 91724 | Covina | $782,700 | $103,163 | 7.6 | 67% | 7% |
| 90701 | Cerritos | $776,600 | $101,004 | 7.7 | 50% | 9% |
| 90067 | Los Angeles | $1,509,400 | $195,433 | 7.7 | 65% | 9% |
| 91101 | Pasadena | $682,300 | $87,813 | 7.8 | 15% | 20% |
| 91750 | La Verne | $814,700 | $104,195 | 7.8 | 70% | 8% |
| 90631 | La Habra | $818,500 | $104,251 | 7.9 | 62% | 10% |
| 90240 | Downey | $815,600 | $101,904 | 8.0 | 65% | 10% |
Rent burden: 36 of 95 ZIP codes past the 30% line
The median ZIP's rent of $1,929 a month takes 28.5% of median household income, just under HUD's 30% threshold, and 36 of 95 ZIPs are over it. 9 are above 40%, and 90007 and 90014 are above 50%, HUD's line for severe cost burden, at the ZIP-level median. The lowest rent burdens are in 90077 (Los Angeles), 90041 (Los Angeles) and 90402 (Santa Monica) (18.0%, 18.9% and 20.3%), where incomes are high relative to rents. The highest are 90014 (Los Angeles), 90007 (Los Angeles), 91502 (Burbank), 90015 (Los Angeles) and 90024 (Los Angeles) (61.3%, 52.4%, 43.8%, 42.0% and 41.8%).
The strongest correlation in this dataset is between rent burden and poverty (r = 0.81); rent burden and poverty come in at r = 0.81. Median rents in the burdened ZIPs run $1,088–$2,788, and 27 of the 36 are below the $1,929 median rent. In most of these ZIPs the burden comes from low incomes more than from high rents.
| ZIP | City | Median rent | Median household income | Rent-to-income | Poverty rate | Owner-occupied |
|---|---|---|---|---|---|---|
| 90014 | Los Angeles | $1,583 | $31,000 | 61.3% | 36% | 6% |
| 90007 | Los Angeles | $1,544 | $35,378 | 52.4% | 40% | 10% |
| 91502 | Burbank | $1,916 | $52,473 | 43.8% | 16% | 10% |
| 90015 | Los Angeles | $2,426 | $69,268 | 42.0% | 27% | 11% |
| 90024 | Los Angeles | $2,669 | $76,583 | 41.8% | 26% | 33% |
| 90005 | Los Angeles | $1,715 | $49,419 | 41.6% | 25% | 9% |
| 90017 | Los Angeles | $1,818 | $52,717 | 41.4% | 34% | 6% |
| 90021 | Los Angeles | $1,089 | $32,222 | 40.6% | 46% | 8% |
| 90013 | Los Angeles | $1,240 | $36,948 | 40.3% | 37% | 8% |
| 90057 | Los Angeles | $1,424 | $44,823 | 38.1% | 28% | 4% |
| 90012 | Los Angeles | $2,116 | $66,860 | 38.0% | 23% | 8% |
| 90028 | Los Angeles | $1,899 | $61,349 | 37.1% | 20% | 3% |
| 90038 | Los Angeles | $1,789 | $61,454 | 34.9% | 20% | 8% |
| 90020 | Los Angeles | $1,773 | $61,184 | 34.8% | 18% | 9% |
| 90058 | Los Angeles | $1,088 | $37,557 | 34.8% | 26% | 10% |
| 90004 | Los Angeles | $1,831 | $64,826 | 33.9% | 19% | 16% |
| 90006 | Los Angeles | $1,464 | $51,998 | 33.8% | 24% | 10% |
| 90029 | Los Angeles | $1,675 | $60,440 | 33.3% | 23% | 10% |
| 90044 | Los Angeles | $1,477 | $53,302 | 33.3% | 26% | 31% |
| 90003 | Los Angeles | $1,537 | $56,030 | 32.9% | 25% | 27% |
| 91731 | El Monte | $1,669 | $62,215 | 32.2% | 18% | 40% |
| 90002 | Los Angeles | $1,575 | $59,021 | 32.0% | 23% | 39% |
| 91764 | Ontario | $2,181 | $81,762 | 32.0% | 17% | 45% |
| 90802 | Long Beach | $1,968 | $74,510 | 31.7% | 17% | 21% |
| 90301 | Inglewood | $1,732 | $65,806 | 31.6% | 17% | 28% |
| 90011 | Los Angeles | $1,542 | $59,017 | 31.4% | 25% | 26% |
| 90008 | Los Angeles | $1,612 | $61,846 | 31.3% | 18% | 31% |
| 91201 | Glendale | $2,139 | $82,301 | 31.2% | 14% | 33% |
| 90804 | Long Beach | $1,860 | $71,614 | 31.2% | 18% | 22% |
| 91101 | Pasadena | $2,270 | $87,813 | 31.0% | 20% | 15% |
| 90037 | Los Angeles | $1,485 | $57,622 | 30.9% | 26% | 23% |
| 90010 | Los Angeles | $2,603 | $101,455 | 30.8% | 11% | 19% |
| 90061 | Los Angeles | $1,564 | $61,046 | 30.7% | 24% | 35% |
| 90059 | Los Angeles | $1,433 | $56,152 | 30.6% | 26% | 44% |
| 90036 | Los Angeles | $2,788 | $109,785 | 30.5% | 11% | 14% |
| 90023 | Los Angeles | $1,488 | $59,057 | 30.2% | 21% | 25% |
Education, poverty and the income divide
Median household income runs from $31,000 in 90014 (Los Angeles) to $206,319 in 90077 (Los Angeles), a 7-to-1 ratio between top and bottom ZIP. The bachelor's-degree rate correlates with income at r = 0.71, which on its own accounts for about 50% of the variation in income across ZIPs; it ranges from 7% in 90001 to 80% in 90049. Poverty runs the other way at r = -0.78, and unemployment at r = -0.51.
Take 90001, 90002, 90003 and 90011: degree rates of 7%–8%, poverty of 21%–25% and median home values of $534,200 or more, which works out to ratios of 9.1 to 10.3 on incomes of $60,767 or less. Their home values are all in the bottom quarter of the site, yet the ratios are still well above 5.
Highest poverty rates
| ZIP | City | Poverty rate | Median household income | Bachelor's or higher | Unemployment | Rent-to-income |
|---|---|---|---|---|---|---|
| 90021 | Los Angeles | 46% | $32,222 | 23% | 10.3% | 40.6% |
| 90007 | Los Angeles | 40% | $35,378 | 29% | 14.3% | 52.4% |
| 90013 | Los Angeles | 37% | $36,948 | 41% | 12.3% | 40.3% |
| 90014 | Los Angeles | 36% | $31,000 | 42% | 10.5% | 61.3% |
| 90017 | Los Angeles | 34% | $52,717 | 35% | 7.4% | 41.4% |
| 90057 | Los Angeles | 28% | $44,823 | 23% | 7.6% | 38.1% |
| 90015 | Los Angeles | 27% | $69,268 | 48% | 8.9% | 42.0% |
| 90024 | Los Angeles | 26% | $76,583 | 74% | 12.0% | 41.8% |
| 90044 | Los Angeles | 26% | $53,302 | 12% | 11.2% | 33.3% |
| 90059 | Los Angeles | 26% | $56,152 | 10% | 12.1% | 30.6% |
Highest incomes
| ZIP | City | Median household income | Bachelor's or higher | Median home value | PTI | Owner-occupied |
|---|---|---|---|---|---|---|
| 90077 | Los Angeles | $206,319 | 78% | $2,000,000+ | 9.7+ | 84% |
| 90067 | Los Angeles | $195,433 | 77% | $1,509,400 | 7.7 | 65% |
| 90210 | Beverly Hills | $187,801 | 68% | $2,000,000+ | 10.6+ | 71% |
| 90049 | Los Angeles | $170,607 | 80% | $2,000,000+ | 11.7+ | 53% |
| 91301 | Calabasas | $163,317 | 68% | $1,116,200 | 6.8 | 82% |
| 90402 | Santa Monica | $159,100 | 78% | $2,000,000+ | 12.6+ | 74% |
| 90245 | El Segundo | $150,737 | 63% | $1,587,500 | 10.5 | 43% |
| 90064 | Los Angeles | $135,383 | 70% | $1,765,300 | 13.0 | 49% |
| 90045 | Los Angeles | $135,032 | 63% | $1,399,100 | 10.4 | 47% |
| 90056 | Los Angeles | $133,048 | 55% | $1,607,200 | 12.1 | 57% |
County view
88 of the 95 ZIPs are in Los Angeles County, so the county table mostly restates the metro. Every one of the Orange, Riverside, San Bernardino and Ventura County ZIPs in the dataset is more attainable by ratio than the Los Angeles County median of 11.4. The ZIPs under 7 are 92501 (Riverside), 91761 (Ontario), 90650 (Norwalk), 90220 (Compton), 91301 (Calabasas) and 91764 (Ontario).
| County | ZIPs | Population | Median home value | Median household income | Median PTI |
|---|---|---|---|---|---|
| Los Angeles | 88 | 3,232,690 | $913,000 | $82,296 | 11.4 |
| Orange | 3 | 171,988 | $790,600 | $84,419 | 8.3 |
| San Bernardino | 2 | 119,205 | $600,400 | $91,170 | 6.6 |
| Ventura | 1 | 32,026 | $859,100 | $88,078 | 9.8 |
| Riverside | 1 | 22,934 | $509,300 | $81,886 | 6.2 |
The value screen: 10 ZIP codes
A stricter screen built on the 5.0 line returns nothing here: no ZIP on the site has an above-median income, a ratio at or under 5 and majority owner-occupancy. So the screen is set to the market: median household income at or above the metro median ($82,335), price-to-income at or under 8, and owner-occupancy of at least 50%. 10 ZIP codes pass, with the USPS city names Ontario, Norwalk, Compton, Calabasas, Claremont, Covina, Cerritos, Los Angeles, La Verne and La Habra. One has a Los Angeles mailing address, and their median ratio is still 7.3, more than twice the 3.0 benchmark.
| ZIP | City | County | Median home value | Median household income | PTI | Owner-occupied | Poverty rate |
|---|---|---|---|---|---|---|---|
| 91761 | Ontario | San Bernardino | $635,000 | $100,578 | 6.3 | 69% | 9% |
| 90650 | Norwalk | Los Angeles | $644,700 | $100,085 | 6.4 | 68% | 9% |
| 90220 | Compton | Los Angeles | $554,900 | $82,335 | 6.7 | 62% | 18% |
| 91301 | Calabasas | Los Angeles | $1,116,200 | $163,317 | 6.8 | 82% | 6% |
| 91711 | Claremont | Los Angeles | $894,300 | $126,056 | 7.1 | 64% | 7% |
| 91724 | Covina | Los Angeles | $782,700 | $103,163 | 7.6 | 67% | 7% |
| 90701 | Cerritos | Los Angeles | $776,600 | $101,004 | 7.7 | 50% | 9% |
| 90067 | Los Angeles | Los Angeles | $1,509,400 | $195,433 | 7.7 | 65% | 9% |
| 91750 | La Verne | Los Angeles | $814,700 | $104,195 | 7.8 | 70% | 8% |
| 90631 | La Habra | Orange | $818,500 | $104,251 | 7.9 | 62% | 10% |
Limitations and how to cite this report
- ACS 5-Year Estimates are survey-based; margins of error are large for small-population ZIPs, and the Downtown and industrial ZIPs (90013, 90014, 90021, 90058) have both small populations and unusual housing stock. Treat their figures as indicative.
- Median home value is the owner's estimate from the ACS questionnaire, top-coded at $2,000,001. 5 ZIPs sit at the cap; their real medians and ratios are higher.
- ZIPs with large student populations have depressed median incomes and inflated rent burdens; the figures describe residents, not the buyer or renter pool.
- ZIP-level medians describe areas, not households. A rent-to-income ratio above 30% means the typical rent is high relative to the typical income in that ZIP, not that every renter there is cost-burdened.
- The dataset is a curated set of 95 ZIPs, not the full region; the San Fernando Valley ZIPs of the City of Los Angeles are not in it, and county rows with one to three ZIPs are illustrative only.
- Metro medians weight each ZIP equally, not by population.
Cite as: LA Zip Codes, Los Angeles ZIP Code Affordability Report 2026, lazipcodes.com, published 2026-09-20. Data: U.S. Census Bureau ACS 5-Year Estimates. Each ZIP code in the tables links to its full profile page.
Frequently asked questions
What is the most affordable ZIP code in Los Angeles?
By price-to-income ratio, 92501 (Riverside) is the most attainable at 6.2, followed by 91761 (Ontario) at 6.3 and 90650 (Norwalk) at 6.4. Among ZIPs with a Los Angeles mailing address, the most attainable is 90067 at 7.7. No ZIP in the dataset is under 5.0.
What is the least affordable ZIP code in Los Angeles?
90021 (Los Angeles) has the highest ratio at 34.2, with 2,897 residents. Leaving out the small Downtown and industrial ZIPs, 90007 (Los Angeles) at 24.4 and 90004 (Los Angeles) at 23.9 lead. Ratios for ZIPs at the $2,000,001 Census cap are minimums.
How many Los Angeles ZIP codes are rent-burdened?
36 of the 95 ZIP codes analyzed have a median gross rent above 30% of median household income; 9 are above 40% and 2 above 50%. The highest is 90014 at 61.3%.
Why do some ZIP codes show a home value of $2,000,000+?
The American Community Survey caps reported median home value at $2,000,001. ZIPs at that cap (Los Angeles 90049, Los Angeles 90077, Beverly Hills 90210, Beverly Hills 90212, Santa Monica 90402) have true medians above it, so their price-to-income ratios are shown as minimums.
Where can a median income still buy a home in the Los Angeles area?
Our value screen (income at or above the metro median, price-to-income at or under 8, majority owner-occupied) returns 10 ZIP codes: Ontario 91761, Norwalk 90650, Compton 90220, Calabasas 91301, Claremont 91711, Covina 91724, Cerritos 90701, Los Angeles 90067, La Verne 91750, La Habra 90631.
What data does this report use?
U.S. Census Bureau American Community Survey 5-Year Estimates at the ZIP Code Tabulation Area level, the same dataset behind every ZIP code page on this site. Every figure is computed from that dataset; no third-party estimates are used.